You can obtain disability insurance from plenty of insurance companies. Disability insurance provides a financial cushion to the people who are disabled and who have limited earning capacity. The money that you will get from this insurance will be a percentage of your gross income.

The disability insurance is of mainly two types, i.e. short term and long term insurance. Short term insurance ranges from two weeks to two years, whereas long term insurance extends from two to ten years. The short term disability insurance are much more popular and in demand than the long term disability insurance.